查看不同時段的薪資換算，包含預估稅後實領金額 (以 25% 稅率概算)。
你的時間值多少錢？
了解自己的真實時薪對於職涯決策至關重要： * 評估新工作: 高薪但高工時，換算下來時薪真的比較高嗎？ * 接案報價: 你的報價是否涵蓋了勞健保與行政成本？ * 外包決策: 花 3 小時打掃值得，還是花錢請人打掃，自己利用這 3 小時工作在時薪上更划算？⏱️ 快速估算公式
* 月薪 / 240 ≈ 粗略時薪 (包含假日的一般估算) * 月薪 / 160 ≈ 工作時數時薪 (以每週工作 40 小時，一個月 4 週計算)隱形成本
此計算機進行的是稅前總額換算。請記得考慮： 1. 責任制加班: 如果你是領月薪但常加班沒有加班費，你的真實時薪會被大幅稀釋。 2. 年終獎金: 台灣習慣以 "月薪" 談價，但別忘了將保證年終 (13個月、14個月) 算入年薪並除以總工時，才是準確的比較基準。常見問題
Q: 一年有多少工作小時？ A: 標準全職約為 2,080 小時 (40小時 x 52週)。Q: 接案報價怎麼報？ A:** 自由接案者通常需要報 **上班族時薪的 1.5 到 2 倍，以覆蓋無薪假、設備成本、勞健保自付額以及尋找案子的時間成本。
常見問題 (FAQ)
Q: How do I convert my annual salary to an hourly rate?
A: The standard formula: hourly rate = annual salary ÷ 2,000 (assuming 40 hrs/week × 50 work weeks/year). For a $60,000 salary: $60,000 ÷ 2,000 = $30/hour. If you work more or fewer hours, adjust the divisor: 45 hrs/week × 50 weeks = 2,250 hours. The "true" hourly rate also accounts for unpaid overtime, commute time, and the value of employer-provided benefits.
Q: How many working hours are in a year?
A: A standard full-time work year has 2,080 hours (40 hours × 52 weeks). The commonly used "2,000 rule" simplifies this by assuming 2 weeks of paid vacation (50 work weeks × 40 hours). If you have more PTO, your effective billable hours are fewer. For 40 hrs/week with 3 weeks vacation: 49 weeks × 40 = 1,960 hours. For 45 hrs/week: 45 × 50 = 2,250 hours.
Q: How much should a freelancer charge per hour?
A: Freelancers should generally charge 1.5x–2.5x the equivalent salaried hourly rate to cover: self-employment tax (15.3% vs 7.65% for employees), health insurance ($6,000–$18,000/year), unpaid vacation and sick time, business overhead (equipment, software, accounting), and periods between contracts. A $50,000 salary equivalent ($25/hr) translates to a minimum freelance rate of $37–$62/hr before profit margin.
Q: Is a high salary always better than a lower salary with more benefits?
A: Not necessarily. Employer benefits have substantial cash value: health insurance ($6,000–$15,000/year), 401(k) match (often 3–6% of salary), PTO, life/disability insurance, and professional development. An $85,000 job with $18,000 in benefits is equivalent to a $103,000 cash compensation package. When comparing offers, calculate total compensation including all benefits, not just base salary.
情境範例
真的很有用，算完之後才發現加上加班時間，我的時薪竟然跟工讀生差不多，是時候該換工作了。
接案必備！幫我把預期月薪轉換成合理的時薪報價。
介面簡潔，換算年薪與時薪超方便，面試談薪資時的參考神器。
Official Sources & Authority References
重要免責聲明
本計算機提供之結果僅供參考，不構成稅務、法律或財務建議。稅法每年調整，請於申報前到 IRS.gov 核實數據，或談詢具資格的稅務專業人員。
